Insurers must do far more than just partner with insurtech innovators or build their own digital platforms. They must embrace new business models

A timely warning from Spiros Margaris that time is not on the insurers' side and also reflected in:-

"Which digital giant will disrupt you?"

Added urgency to be found in research by McKinsey that the majority of profits in each insurance market will be shared by only 4 to 5 enterprises . The remainder must scrabble for thin margins. See

"Winner takes most in digital transformation"


  1. Partner with an industry proven insurance digital platform vendor and in parallel
  2. Plan and Implement  business models to anticipate competitors- particularly the digital giants