" IDC expects more insurers to follow AXA and Lemonade in the industry’s API journey to deliver ‘Insurance-as-a-service’ in the coming months and years. There will be challenges on the way such as identifying the right use cases, choosing the right partnership models, and closed mindset within carrier enterprises. But those shouldn’t stop insurers from exploring the great opportunity that APIs offer to redefine insurance sales and service models to cater to the ever-evolving digital ecosystem."

360Gobalnet 

already offers APIs to enable incumbent insurers warp its digital claims platform around legacy core systems and access external data such as weather.